Always consult an expert before accepting assessment.
It is vital to realise that you are under no legal obligation to accept the Injuries Board Assessment. Once you receive your Assessment from the Injuries Board, it will contain a figure which they estimate reflects the full value of your claim.
Always get a second opinion on your claim.
The question you have got to answer is – is this figure a fair and reasonable amount to compensate me for the injuries, pain and suffering (both past and present) and all out of pocket expenses and loss of earnings I have sustained? The only person who can answer that question is someone who has many years of legal experience in handling similar cases. If you are reading this article that person is most certainly NOT YOU!
Each year thousands of people are injured through no fault of their own, it can be a stressful and worrying time. Accidents can occur at work, road accidents, medical negligence, whilst on holiday or out in public. Our Team will offer great advice and the best in client service. We will offer clear advice and achieve the best possible outcome for you.
A similar example is an old oil painting that has been handed down to you and which you have been told is valuable. If someone calls at your door and offers a certain figure out of the blue, would you accept it without instructing an expert valuer/art specialist. Of course most people would get the experts’ advice first and this is exactly what you should do. Now let me explain why you should do the same with your Assessment.
The first question you must ask yourself is – has the Injuries Board taken into account the full extent of my injuries (both physical & psychological) and/or have I fully recovered from my injuries? If the answer to either of these questions is no, then you should reject the Assessment and contact us immediately. Gary Matthews Solicitors have over 20 years experience in dealing with these claims – Contact us today & begin your claim.
The second question you should ask yourself is – will I get more money if I reject the Assessment and issue proceedings and proceed to Court? If I answer yes in 98% of cases we have dealt with, you will say “of course you would say that”. So don’t take my word on it, the Central Bank commissioned an independent report in 2010 that asked that specific question.
The purpose of the report was to establish whether insurance companies were acting within the applicable Consumer Protection Code. The report examined 418 third party personal injury claim files processed by eleven insurance firms in the period between the months of April, May and June of 2010. The files related to a range of personal injuries from less serious soft tissue cases to accidents which resulted in individuals having their quality of life radically changed, with the injuries arising from a wide range of accidents including road traffic, workplace and public place related accidents. The report established that where assessments made by the Injuries Board were rejected, the settlement amount ultimately secured by the claimant was higher in every one of the 418 files than the Injuries Board’s assessment. These findings provides clear evidence that those claimants who are willing to persevere and press ahead with court proceedings are more likely than not to end up securing more compensation. Follow this path and contact us immediately so that you can obtain the fair and reasonable compensation you deserve. After all, the accident was not your fault. To view the the full report click here.
It should also be noted that Gary Matthews Solicitors believe these Injury Board Assessments are extremely out of date. This is echoed in the recent judgement by Barton J in McGarry v McGarry & ors  IEHC 426 where it was held that the Injuries Board Book of Quantum had not been kept updated (SINCE 2004!) to reflect awards of the courts. This is despite assurances being given by the Government at the time of the introduction of the Injuries Board Act in 2004 that the Book of Quantum would be updated every three years.
Click on the link and scroll down to the bottom of the Judgement and read paragraphs 117 & 118 to read the comments of Justice Barton – click here.